Like most people, you probably don’t think about your credit report until you’re alerted there’s a problem. And by then, it can be challenging to get the errors corrected. Your credit report is one of ...

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The Fair Credit Reporting Act outlines how credit data is collected, who can access it and what rights consumers have to dispute errors and protect their information.

Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a dispute with the credit ...