Understanding Credit History: Its Impact on Your Credit Score and Report

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Why your credit scores never match—and which one actually matters

Fact checked by Betsy Petrick Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different ...

5 Common Credit Score Myths That Hurt People Every Year

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

4 traits of Americans with a perfect 850 credit score

Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Should you close an unused credit card? What it can do to your credit score

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Thinking of closing a credit card? Here’s how it impacts your credit score

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

Here's What Happens When You Close Your Oldest Credit Card

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

5 Best Ways To Boost Your Credit Score If You Have Subprime Credit

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...