Fact checked by Betsy Petrick Key Takeaways No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different ...

A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

These credit score myths can sabotage your finances. Here's what to believe (and what to ignore) if you want to build better ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to earn the lowest APR possible. Generally speaking, if you can get your scores ...

People who grew up in New England tend to have higher credit scores than those who grew up in several other U.S. regions, according to a study by The Opportunity Atlas. The study, based on anonymized ...

RBI's 2025 reforms mandate bi-weekly credit reporting, reducing update lag from 30-45 days to 15 days. Weekly updates from ...