Daniel Chun on Instagram: "How much do you have to make to afford a home in America? Method: median new home price (Census/HUD MSPUS), annual average of monthly medians + 30-yr fixed rate (Freddie Mac PMMS). Assumptions: 20% down, 30% of gross income to PITI, property tax ~1.0% of price per year, homeowners insurance ~0.5% per year. Note: not inflation adjusted. Income needed (selected years): 1985 $32,849 1991 $37,139 1999 $43,694 2006 $61,335 2015 $59,591 2019 $65,709 2021 $71,819 2022 $100,57
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Instagramdanielchunny
Daniel Chun on Instagram: "How much do you have to make to afford a home in America? Method: median new home price (Census/HUD MSPUS), annual average of monthly
This video explores the changing affordability of homes in America over the years, examining median new home prices, interest rates, and the income required to afford a home from 1985 to 2025. We provide a detailed analysis of the data, highlighting trends and insights that can help you understand the complexities of home affordability in the ...
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